Sewer lateral insurance program

Minneapolis file 2026-00900, before the Minneapolis City Council. Passed as of 2026-08-21.

Latest action: Published

What it does

Free insurance covers your sewer line repairs Homeowners can sign up for coverage that pays to fix or replace the sewer pipe running from their house to the city main line, at no cost to them.

The bigger picture

Reduces surprise costs that hit homeowner budgets When sewer pipes fail, repair bills can reach $10,000 or more; this insurance shifts that risk away from individual households and onto a pooled program.

What to watch

Insurance only works if enough people sign up The program relies on Oncourse Home Solutions to manage claims and set rates; if take-up is low, costs per participant could rise, or the company may exit the contract.

Official summary

Authorizing staff to negotiate a no-cost contract with Oncourse Home Solutions for a sewer lateral insurance program to city residential property owners.

Read the official record for 2026-00900

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